Is Asbestos Removal Covered by Insurance?

A Comprehensive Guide to Home Insurance Coverage of Asbestos Abatement

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You Want To Know – Does Homeowners Insurance Cover Asbestos Removal?

If you have asbestos in your home, it is important to have it removed as soon as possible. Not only does asbestos that is released into the air pose a major health risk, but it can also lead to expensive repairs if it is not taken care of correctly. 

Asbestos containing building materials are found in many older homes built in the United State before the 1980s. If your home was built during this time, there is a good chance that it contains asbestos in the form of floor tiles, insulation, heat protection around wood-burning stoves, and more. 

So, the big question on many people’s minds is: Is asbestos removal covered by insurance? In this comprehensive guide, we will answer that question and provide you with all the information you need to know about asbestos removal and insurance coverage.

Insurance Companies Do Not Typically Cover The Removal of Asbestos

Unfortunately, most insurance companies will not cover the cost of asbestos removal. This is because most policies do not offer pollution coverage. This means that the insurance company will not pay for asbestos removal, even if it was not known to be present in your home when you purchased your policy. 

However, in the case of a covered peril, such as a tree falling on your home, asbestos removal may be included in the repair costs. For example, if there is asbestos insulation in your attack and a storm causes a tree to fall on your home, the asbestos removal will likely be covered as part of the repairs. 

In some cases, you may be able to purchase an endorsement or rider to your policy that provides asbestos removal coverage. However, this is not always available so be sure to speak with your insurance company to learn more about your coverage options.

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So What Are Asbestos Fibers And Why Are They So Dangerous?

Asbestos is a natural fiber that was once used in many different building materials. Asbestos fibers are tiny, durable, and heat-resistant. For these reasons, asbestos was once a popular material to use in many different products.

However, asbestos is now known to be a major health hazard. asbestos fibers are very small and when they are inhaled, they can become stuck in the lungs. Over time, asbestos fibers can cause lung cancer, mesothelioma, and other diseases. 

The Environmental Protection Agency (EPA) has banned the use of asbestos in many products. However, asbestos-containing materials are still present in many older homes. If you suspect that your home may contain asbestos, it is important to have it tested by a professional.

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So, Does Your Insurance Company Include Asbestos Under A Covered Loss?

As we stated before, most insurance companies do not cover asbestos removal. However, in some cases, asbestos removal may be included under a covered loss. For example, if your experience a fire in your home and asbestos-containing materials need to be removed as part of the repairs, your insurance company will likely cover the cost. 

It is important to note that not all insurance companies treat asbestos removal the same way. Some may only cover asbestos removal if it is necessary to repair physical damage to your home while others may provide coverage for any asbestos removal that is required. 

Be sure to speak with your insurance company to learn more about their asbestos removal coverage policies. If you have asbestos in your home, it is important to have it removed as soon as possible. Not only does asbestos that is released into the air pose a major health risk, but it can also lead to expensive repairs if it is not removed properly.

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Call Environmental Services Of America For Your Asbestos Abatement Needs

If you need assistance with asbestos removal, be sure to contact a professional who is experienced in asbestos abatement, like those on our team of experts at ES America. We will be able to safely and effectively remove the asbestos from your home so that you can rest assured knowing that your family is safe from harm. 

ES America specializes in asbestos removal and we would be more than happy to help you with your asbestos abatement needs. We offer a wide range of asbestos removal services and our team of experts is equipped to handle any asbestos-containing material, no matter how large or small the job may be. 

Contact our team of professionals today to learn more about our asbestos removal services or to schedule a free consultation. We look forward to helping you create a safe and healthy environment for your loved ones.

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Whether you have a question about our services, pricing or anything else, our team is ready to help you get the service you require.



I was contacted promptly after inquiry, Eli was great in explaining where specifically the asbestos was found in my older mobile home, and how it was to be removed before the structure could be demolished. Job was done great and within the timeframe they stated in the estimate. Would definitely recommend.

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Brittany P


Elias and crew were great to work with. Their estimate was in-line with others I received, but they were much faster in both getting me on their schedule and completing the work than the others. They did a fantastic job and I’d use them again in a heartbeat.

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Jason R


We needed an asbestos report for a tear down and rebuild. It couldn't have been easier they showed up took the samples they needed and quickly got the report back to us back to us in a couple days. Elias Hernandez was our services agent 👍👍👍

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Charmayne Scruggs

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